Service Overview

Moving insurance is the safety net that protects your personal and business items during a relocation. Whether you’re moving a single apartment or a full‑scale office, our policy covers loss, damage, and theft from the moment your belongings leave the old location until they arrive safely at the new one.

Our coverage comes in three core types:

• Liability Coverage – Protects you if your move accidentally damages a third‑party property.
• Replacement‑Cost Coverage – Pays the full value to replace items that are lost or damaged, not just the depreciated value.
• Specialized Protection – Extra coverage for fragile, antique, or high‑value items such as artwork, electronics, and collectibles.

Having insurance gives you peace of mind so you can focus on settling into your new space. It also ensures you’re not left footing the bill for unexpected losses.

Why Moving Insurance Matters

Every move carries risks: boxes can dent, furniture can break, and valuable items can be misplaced or stolen. In Michigan, the average cost of repairing or replacing damaged items during a move can reach $1,200, with some high‑value cases exceeding $5,000. A simple policy can cover these costs and protect your bottom line.

Statistics show that 1 in 4 homeowners report at least one damaged item during a move. With moving insurance, those incidents become a quick, hassle‑free claim rather than a financial setback.

How It Works / Our Process

Pre‑Move Checklist

• Appraise – We schedule a pre‑move visit to inventory and value your items.
• Document – Photograph each item, note serial numbers, and keep a written list.
• Choose Coverage – Select liability limits, replacement‑cost caps, and any specialized add‑ons.
• Pay Premium – Pay online or in person to activate your policy before the moving day.

These steps ensure your coverage matches the true value of what you’re moving. Our team will walk you through each item, especially electronics and antiques, to guarantee nothing slips through the cracks.

Claim Process Overview

• File Quickly – Use our online portal or call our 24/7 hotline to submit a claim.
• Provide Evidence – Upload photos, receipts, and the pre‑move inventory list.
• Assessment – Our claims adjuster reviews the damage and determines payout.
• Resolution – Receive a check or direct reimbursement within 7–10 business days.

Policy certificates are automatically issued, giving you proof of coverage for banks, landlords, or vendors that require it.

Benefits / Why Choose Our Moving Insurance

When you choose our moving insurance, you get:

• Prompt Claims Processing – We prioritize your claim and keep you informed every step of the way.
• Clear Deductible Options – Pick a deductible that fits your budget, from $250 to $1,000.
• Customizable Limits – Tailor coverage for electronics, artwork, antiques, or other high‑value items.
• Policy Certificates – Easy proof of coverage for vendors, banks, or insurance agencies.
• Local Expertise – Our team knows Hamtramck’s regulations and the unique challenges of moving in this area.

Customer Success Stories

“I was nervous about moving my antique piano, but the specialized coverage covered the full replacement cost. The claim process was smooth, and I got my piano back in a week.” – Maria G., Hamtramck

“After a break‑in during my move, the liability coverage protected my new home and the insurance paid for the stolen items. I couldn’t have done it without the policy.” – James L., Pleasant Ridge

Service Areas

Our moving insurance is available to residents and businesses in:

• Hamtramck, MI
• Pleasant Ridge, MI
• Lathrup Village, MI

Each community has its own local regulations regarding moving and insurance. We stay up to date on these requirements, ensuring your policy is compliant and comprehensive.

Frequently Asked Questions

• What does moving insurance cover? – Loss, damage, theft, and accidental damage to your belongings during transport.
• How do I file a claim? – Log in to our online portal, or call our claims hotline. Submit photos, receipts, and the inventory list.
• Can I adjust coverage limits after the policy starts? – Yes, you can modify limits up to 30 days after activation.
• What are the deductible options? – Choose between $250, $500, or $1,000. Lower deductibles mean higher premiums, and vice versa.

Get a Quote / Next Steps

Ready to protect your move? Call us today at (555) 123‑4567 or fill out our quick online quote form. We’ll schedule a pre‑move appraisal, provide a personalized policy, and get you covered before the big day.

Contact Information

• Phone: (555) 123‑4567
• Email: [email protected]
• Live Chat: Available 24/7 on our website
• Hours: Mon–Fri 8:00 a.m.–6:00 p.m. (local time)

We guarantee a response within 2 hours on weekdays and 4 hours on weekends. Let’s make your move safe, simple, and stress‑free.